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Motor Vehicle Legal Terms

The laws regarding motor vehicles differ from state to state. In general, laws assume that the vehicle was operated by the owner's permission.

The mortality rates are affected by laws that increase penalties or make revocation automatic or focus on social hosts. All of these measures, which include obligatory education, alcohol treatment and interlock devices, have only a slight effect.

Legal Definitions

State laws govern legal terms for motor vehicles. The various definitions that are used in connection with national requirements for fuel economy and licensing requirements for commercial vehicle drivers serve mainly for administrative purposes, and are not applicable to states that decide their own registration classifications. These vehicle classifications determine if a driver needs an additional license to operate certain types vehicles.

These state laws define the terms "automobile," "light truck" and many others. For instance light truck, it is any vehicle with a manufacturer-rated carrying capacity less than 7,500 pounds. This excludes panel delivery trucks and pickup trucks. It also excludes any vehicle or combination of vehicles specifically designed to carry property or passengers wholly within its own structure, such as trailers and manufactured homes.

Wheel chairs are vehicles with wheels that is utilized by people who are physically disabled and cannot walk. Mopeds are motor vehicle that has no more than three wheels that come into contact with the ground. It operates at a speed not more than 35 miles per hour.

A pedal-driven vehicle, is one that is driven by a driver who sits on top of it. The owner of the vehicle is the person who has the legal title.

Traffic Laws

Each state has its own set motor vehicle laws that cover everything from registration process to the insurance requirements. These laws also address the kinds of vehicles subject to the law. Some of these laws are similar across states, however other laws differ significantly. For instance there are laws that limit the number of persons one can carry in a pedicab. There are laws that prohibit reckless driving on certain kinds of roads, including parking lot.

Any person who operates a motor vehicle that is in contravention of these laws could be penalized and liable for fines for doing so. The penalties vary from getting your driver's license revoked to being required to attend the traffic school.

The law that regulates speed limits on roads is one of the most important laws a state has. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

It also defines a "motor vehicle" as any type of vehicle or any other device that moves mechanically and is used on the highway to transport property or people or for commercial purposes. It excludes semitrailers and trailers and coaches, house trailers or coach trailers and vehicles that operate only on tracks or rails, snowmobiles and all-terrain vehicles, motorized mobility assistance devices that are operated by a person who has disabilities, and self-propelled hay harvesting or corn harvesting machines and tractor.

Insurance

A motor vehicle insurance policy is a contract between the insured and the insurer that covers financial losses arising from the liability for Vimeo.Com bodily injury, death, property damage to a third party that arises from the ownership, operation, maintenance or the use of a covered automobile. It may also cover physical damage to the vehicle. It must include the name and address the named insured as well as the protection provided by the policy. It also contains the premium charged, the period for the duration of the policy in force, and the maximum amount of responsibility. It should also include an agreement or endorsement that states that the insurance offered is in line with the coverage specific to bodily injury or death, as well as property damage.

Duncanville law firms often recommend that clients review the sample motor vehicle policy in order to understand the terms. One of the most frequently encountered confusions is the definition of "east providence motor vehicle accident attorney vehicle". This phrase appears in many statutes that govern the registration of vehicles and financial accountability laws.

Examples of coverages covered under the motor policy include commercial auto coverage for vehicles used for business, commercial establishments or for employment, activities, or occupations that are performed for profit, as well as automobile liability coverage, which comprises PIP, MP, and uninsured or underinsured driver coverage (UM/UIM). A majority of states require drivers to carry this type of insurance.

Permissible Use

If someone other than a named insured or a family member drives your vehicle and gets into an accident, it is crucial to know how insurance coverage works in these instances. This is known as permissive utilization. The specific terms of your insurance policy might differ, but the majority of large car insurers offer this type of coverage.

However, it is important to note that the person driving your vehicle must have your permission in order to be held accountable for any damage. Permission can be express or implied, and does not usually have to be written.

In determining whether there is implied permission, courts examine the relationship between the parties; their prior behavior and use of the vehicle; and circumstances surrounding the specific driving event that is in question. A court will also look at whether any restrictions were imposed on the permissive use and if even a minor deviation from the time, location and use limitations of an initial permission would be in violation of these limitations.

Remember that adding a driver to your car insurance is likely to cause your insurance premium to go up, since it makes the vehicle more risky to insure. It is crucial to evaluate your options prior to giving your vehicle over to someone else. If you're not sure whether to include someone on your policy or not, contact Jerry to discuss the specific terms of your insurance policy and get a free quote.